If you’ve recently realized you may need help with a mortgage, you’re not alone.

Across California, more and more homeowners are looking for guidance as monthly payments feel heavier and affordability becomes harder to manage.

Rising living costs, unexpected expenses, and shifting interest rates are leaving many families wondering how to keep their financial footing.

But here’s the good news: there are options. And you don’t have to navigate them alone.

Why Are So Many Californians Searching for Mortgage Help?

Over the past year, searches for “help with mortgage” have surged to levels not seen since the last housing crisis. That doesn’t mean history is repeating itself, but it does signal that households are feeling the stress.

Some of the most common reasons homeowners are seeking guidance include:

• Rising property taxes and insurance premiums
• Adjustable-rate mortgages resetting to higher payments
• Job changes or reductions in income
• The challenge of managing multiple debts alongside a mortgage

Options That May Be Available to You

The path forward depends on your unique situation, but here are some of the solutions homeowners often explore:

• Refinancing into a lower rate or longer term to reduce monthly payments
• Debt consolidation to simplify finances and free up cash flow
• Bridge loans or second mortgages to access equity without selling
• Exploring state or federal assistance programs designed for those facing hardship

The key is knowing which option truly fits your needs, and avoiding one-size-fits-all advice that may not take your bigger picture into account!

Why Work with Craig Greene?

Since 1989, Craig Greene has helped California homeowners navigate tough financial moments with clarity, care, and solutions that work. As part of the nation’s largest mortgage brokerage network, Craig has access to a wide range of loan programs that many banks simply can’t offer.
More importantly, Craig takes the time to:

• Listen to your story and understand your full financial picture
• Shop the market on your behalf to secure the best possible rates
• Walk you step-by-step through the process so you feel confident, not overwhelmed
• Move quickly when time matters most

For clients who feel stressed about “what comes next,” Craig is known for his patience, professionalism, and the reassurance that there are options — even when it feels like there aren’t. With the right guidance and a trusted advisor like Craig Greene, you can protect your home, your peace of mind, and your financial future.

Take the First Step Toward Relief

If you’re feeling the weight of your mortgage, you don’t need to carry it alone. A short conversation with Craig can help you see what options are available and give you back a sense of control.

Schedule a call today to explore refinancing, debt solutions, or other relief options that fit your situation.