Ventura County Reverse Mortgage Specialist

If you’re a homeowner age 62 or older living in Ventura County, California, a reverse mortgage (HECM loan) may allow you to access your home equity without monthly mortgage payments. As a local reverse mortgage loan officer serving Ventura County, I help homeowners and families understand their options clearly, honestly, and without pressure.

I proudly work with clients throughout Ventura County, including Ventura, Oxnard, Camarillo, Thousand Oaks, Simi Valley, Moorpark, Santa Paula, Ojai, and Port Hueneme.

Why Work with a Local Ventura County Reverse Mortgage Specialist

Local knowledge of Ventura County home values
Experience with California property taxes & insurance
Familiarity with coastal, suburban, and rural properties
One-on-one guidance instead of call centers
In-person or virtual appointments available

Cities We Serve in Ventura County

Reverse Mortgage in Ventura, CA

Ventura homeowners often choose reverse mortgages to help supplement retirement income while remaining close to the coast and embracing local amenities. If you live in Ventura, a reverse mortgage can provide flexibility while allowing you to stay in your home.

Reverse Mortgage in Oxnard, CA

Oxnard has a large population of long-time homeowners who may benefit from FHA HECM reverse mortgage options. I help Oxnard residents understand payout options such as lump sum, monthly payments, or lines of credit.

Reverse Mortgage in Camarillo, CA

Camarillo homeowners often explore reverse mortgages as a way to manage retirement cash flow while staying in a stable community. I provide clear explanations tailored to Camarillo property types and values.

Reverse Mortgage in Thousand Oaks, CA

With higher home values, Thousand Oaks residents may qualify for larger reverse mortgage proceeds. I work with homeowners and families to evaluate whether a reverse mortgage aligns with long-term financial goals.

Reverse Mortgage in Simi Valley, CA

Simi Valley homeowners often seek reverse mortgages to eliminate existing mortgage payments or supplement fixed retirement income. I guide clients through the FHA HECM process step-by-step.

Reverse Mortgage in Moorpark, CA

Moorpark homeowners value personalized, local service when considering a reverse mortgage. I provide education-first consultations so clients can make informed decisions.

Reverse Mortgage in Santa Paula, CA

Santa Paula residents may use reverse mortgages to remain in multi-generational homes while accessing equity responsibly.

Reverse Mortgage in Ojai, CA

Ojai homeowners often prioritize staying in their homes long-term. Reverse mortgages can offer financial flexibility while preserving lifestyle and independence.

Reverse Mortgage in Port Hueneme, CA

Port Hueneme homeowners near the coast may qualify for reverse mortgage options tailored to their property type and location.

How a Reverse Mortgage Works in Ventura County

FHA-insured HECM loans
Available to homeowners 62+
No required monthly mortgage payments
Funds can be received as:
- Lump sum
- Monthly payments
- Line of credit
You retain ownership of your home